gains and dividends. but for families and individuals who make higher than those treasure holds, more than that, their capital gains and dividend rates would go up to 20% under this deal, trace. >> trace: meantime the treasury department reports the u.s. has just hit its borrowing limit. peter, what's the response on that? >> the 16.4 trillion-dollar debt ceiling, the treasury department announced today that it, in fact, hit it as it had, today as it had warned last week. but it does not mean that the government will stop paying its bills. la the treasury secretary told congress that by playing with some government accounts, for example, not reinvesting in certain government employee retirement programs, the treasury could create about $200 billion worth of additional head room in the debt ceiling, which, depending would last us another two months or so. trace? >> trace: two months, two days, who knows?